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As an example, she said lower-income families were found to be saving below CDA co-matching caps from the third child onwards, prompting changes to the model.
The Singapore Government regularly reviews its family-support schemes to assess whether they are meeting their objectives, including differences in take-up and utilisation across household types and income groups.
This was stated by Minister Indranee Rajah, Second Minister for Finance responding on behalf of Prime Minister Lawrence Wong, in a written parliamentary reply on 6 October 2026 (Tuesday).
The reply came in response to a question from Gabriel Lam, Member of Parliament on whether the Government routinely analyses significant differences in the utilisation of family-support schemes among eligible households by household type and income.
Minister Indranee said the Government regularly does review family-support schemes and, where relevant, examines differences in take-up and utilisation across household types and income groups.
She cited a recent Ministry of Social and Family Development (MSF) study on parental co-matching of Child Development Account (CDA) monies across families of different incomes and sizes.
The study found that most parents saved close to the Government’s co-matching caps for the first two birth orders.
However, lower-income families tended to save below the caps from the third child onwards.
In response, the Government has decided to shift a significant share of its support from CDA co-matching to cash under the new SG Child Support Package.
It will also introduce a uniform CDA co-matching cap of S$5,000 across all birth orders.
Lower-income families will also receive targeted support, including higher means-tested subsidies for preschool, education and healthcare.
The Minister said they will continue to monitor how effectively family-support schemes reach the intended families and adjust them where needed.
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